I would put some of that in non synthetic ETFs and have it in the stock market.

So I have to get creative about the down payment on a property because I don't have the 25% to put down on a property.I really like the idea of paying back the lender at an interest rate thats a little better than they would get investing in the stock market, etc. then paying back the lump sum when you refinance the property

I am thinking if there is any online property management that does showings and responds to any maintainence requests?

In my experience with distressed tenants, their housing costs are always their first priority, and one in which they have the most pride in maintaining.

It will take a while for this opportunity to fully unfold, as it's a bit clunky at the moment, but things could look a lot different in the platform space a year from now.If you own any Airbnb stock, this might be a good time to sell it. 

Here is what I proposed:Setup fees : Administration Setup:One Time Fee: $400Guidebook: Using professional photos give the guests a professional tour of the house and how the home works (Wifi passwords // How to use grill // How to use propane fireplace // Hot tub instructions // Sauna instructions //Check in and check out instructions //where extras may be storedOTA (Online Travel Agency) setups: taking professional photos and actively updating your listing on popular platforms;PMS (Property Management System) Setup Smart Pricing Set upWebsite integrationOther (furniture arrangement / design / décor shopping and set up) $50 per hour· Placement fees · Marketing Cost: Variable depending on needs/wants for marketingFacebook AdsGoogle Ads Cleaners: Set up procedures/take pics of expectations· Management fee—30%Guest communicationCleaner communicationSetting Rental rateDealing with small maintenance issuesBooking CoordinationSmart Lock integrationKeeping supplies stocked (TP, paper towel, all cleaning products, coffee, filters, creamer, sugars, teas,)(Receipts would be submitted on a monthly basis for either reimbursement or book keeping purposes)Encouraging guests to leave good reviews by periodically checking in, providing a review template, and ensuring guests receive the amenities they are looking forContinued marketingMajor Maintenance fees—OwnerCleaning and laundry services fees: Cleaning fee to the guest depending on how cleaner wants to charge

The stock market has provided better returns than average RE if not using leverage.  

Even with the recent stock market chaos, there's some bright news for mortgage companies.

I'm not familiar with Clusia...is it really hard to maintain/trim?

This way, you can ensure you’re meeting their expectations and maintaining a strong, positive relationship.