You can use a low down payment to get into a house and have renters help with your mortgage.

The tenant pays a monthly premium and keeps an active bank account and credit card on file.

So I had a windfall and can sort of "semi retire" with a part time low stress job. 

It's a game-changer where you can buy a $1,000,000 property with $35,000 down, you can build equity while keeping living costs low.2️⃣ Partnering Up:Real estate is a team sport.

Take a look at the overall picture, i.e. credit score, debts etc.. to make a decision.

There is a book in the library called "Low (and no) Money Down" that discusses the various methods of financing purchases.

From a credit perspective, house hacking also helps you build strong cash flow, which can make it easier to secure financing for future deals.Additionally, if you're targeting high-appreciation markets, you could also look into cash-out refinancing down the line to pull equity and fund additional investments.

I generally list my property low for a month just to get some booking and 5 reviews. 

Main benefits to this strategy include:- Low down payment options (as low as 3-5%)- Acquisition experience- Property management experienceThe NYC metro area has nearly 2,000 available 2-4 unit listings on the market.Other new investors consider the BRRRR Strategy.All the best to you on your journey!

I would not credit for laundry, I would price in line with not having a laundry if other units do.