I am in favor of investing in the better situated real estate in Philadelphia, not the lower tier neighbohroods.

Hi Alex, Well if the numbers you share are in your favor and you can manage get 90% of the LTV from your home then Heloc would be a great option.

You'll need city approval even though it sounds like the zoning is favorable.

Investing in older low-rise condos in Miami, Florida, is often overlooked in favor of newer developments; however, these properties offer unique advantages for investors.

You'll receive more favorable rates with a personal loan.

Often you can buy entities on favorable seller financing terms.

Providing this information upfront can help to ensure that the appraiser has all the necessary information to provide an accurate appraisal.Overall, by focusing on cost-effective upgrades and providing the appraiser with the information they need, you can increase the chances of achieving a favorable appraisal that will allow you to be front-end profitable on your rental property after refinancing.

If you drop to 75% LTV, rate will be more favorable. 

Be cautious of cities that aren't proactive in job attraction; too much growth can lead to strict building regulations, affecting housing value.Other Factors- Favor cities with a crime index that has consistently decreased over a decade.- For appreciation, I look for a minimum of 2.5% YoY growth in median house values over the past 20 years but I don't use this explicitly in calculations.

I'll say this every time... if you're thinking about Ohio you need to do yourself a favor and also consider Detroit.I'm obviously biased because I have 12-doors there.