She worked for a residential broker for a year but in transactions not as an agent.

Your transaction frequency will help you get better rates.

Just understand that there are two sides to these transactions.

Most equate forming an entity to asset protection, but completely ignore the action items  that should be done on a daily basis that actually protects against the claims from arising.

I have done a couple transactions as an agent on a team and my wife and I are saving up to invest in our first property together. 

Even though this wouldnt be purchase money financing, ultimately your loan would be secured by a dwelling, rather than by real property owned by a commercial entity for transactional purposes.

Non-Arm's Length TransactionsNon-arm's length transactions are purchase transactions in which there is a relationship or business affiliation between the seller and the buyer of the property.

I have been involved with many, many transactions during this time and I can assure you that every single deal, whether I've represented a Seller or Buyer or myself, has been different than the pervious. 

Lots of variables to take into account here:- credit, ltv, DSCR score (based of rent / anticipated PTIT(A), experienceAre you looking for a purchase or refi transaction? 

@Kevin Sobilo Well, you can here in Colorado by shifting to transaction broker, but it is not ever recommended from a liability and ethics standpoint.