Lenders will use this form to do the math from your tax returns:  https://content.enactmi.com/documents/calculators/Form1038.C...In most cases rental property when the LO knows what they are doing will at worst break even.

The sort of situation where you think you're buying in a B neighborhood but it's more like a C/D.My simple advice would be to find a property in Saint Louis County school districts that have access to areas of the city where the most jobs are located.

I have a tenant who’s also a property manager of sorts for me.

Blue State landlords are using the Govt to strongarm the tenants to make more money....in a backwards sort of way.

We will provide a list or we also have a portal to login into that you can sort and filter on your own criteria.

Now we have all sorts of fake lenders trolling SM sites promising the moon telling folks what they want to hear and scamming them out of small and Big dollars some of these folks lose 10s of thousands to these folks.. with the  line  " Hey its going to fund next week just need another 5k for some BS item"

You may also be able to take a higher interest rate in exchange for lower closing costs, not sure what sort of rate you're currently being offered.

The varied opinions means that you can sort through and select the ones that suits you best. 

I live here locally so I’m definitely interested in some sort of group/meetup like this.

Today those numbers would certainly be higher… so your funding is a big concern to me on the ‘flips” side.I sort of point you back toward the old adage that real estate is not a get rich quick scheme.