I would like to take this opportunity to introduce myself to all the members here in hopes of gaining lasting partnerships and friendships with the people here.I am a 30 year old husband and father who lives in the insane area (real estate wise) of Vancouver BC Canada.

How much (percentage wise) does 45K represent?

I think that you are very wise for wanting to house-hack for your first investment.

My cabin is also positioned in a weird spot marketing wise, it would not do well as a short term rental as it's not fancy or equipped for family and not large enough and not the right long distance views to compete with the higher end properties.  

I do admit your entry point finance wise would be a significant challenge but there are virtually zero markets that have a better ROI than San Diego for buy and hold purchasers. 

Is their a rule of thumb for this sort of thing, percentage wise?

There is such a large percentage of unsophisticated owners and poor money management that finding a distressed seller is usually as hard as spending 5 minutes at IHOP or a liquor store.I'm happy to help yo if I can, (NO CHARGE), but I need to know first what exactly are you looking for criteria wise?

Originally posted by @James Wise:@Fulton RecepcionWelcome to BP. 

Title company may check, but it may be wise to do your own due diligence.  

Also not sure if that is wise given the winter months are around the corner which are not ideal for trying to rent an apartment.