I'm new to BP and this is my first reply pot but I agree with @Joel Owens.

Anyone with the financial savvy to accumulate an interesting pot of cash is savvy enough to know their money is worth more than bank rates.If you're looking for 30 year fixed rate real estate loans, you really have to be dealing with banks.

It's all about how you were brought up.The kids and even adults today about 80 to 90% are in jobs because they do it because they have to and want to leave as soon as possible.My first job I was 14.I wanted a Tandy computer from Radio Shack but my dad said we couldn't afford it.So being a kid walking around my subdivision there was a fruit market right across the road.I went over and talked to the owner and was hired.I walked back home and told my parents I got a job.The work was very tough but we had a bunch of fun.Didn't have a fork lift so they would back up a truck and we would unload potting soil,wheat straw,pine straw,pumpkins,watermelons,flowers,bags of rocks one by one onto the empty pallets on the ground.When the food truck came we had one manual hand truck.Being the job was considered agricultural I put in sometimes 60 hours a week and I loved the checks as a kid.I bought that Tandy computer.I remember that the salesman at Radio Shack gave me all the reasons why nothing would ever go past 512 kb.My next job years and years later was as a Kmart cashier.I loved being in the air conditioning but the other kids complained the work was too hard.I saw it as a gravy train job that was so easy compared to what I used to do.Many people of today want 100k a year jobs but do not want to put in the work.There are many low income jobs being created but that doesn't motivate people to work.If you have a kid on welfare and you go work part time then they deduct what you make off of that amount so there is no point in working many say.If you get 10 an hour but all of that goes to childcare and they tax you on the income then many just stay home.So the government can't expect to fix the system the way it is right now.There is no motivation for people to work low income jobs when they can make the same unemployed off of government programs.

What happens when pot smoking grandson moves in with his pregnant girlfriend to "help" grandma? 

My goal is not to get rick quick, or follow gurus to the pot of gold.  

It's like poker for the following reasons:Never send good money after bad money.Losing pots is not the same as losing money...as long as the money is still on the table...it's just in a different pile.Stay in the game...make your bids/buys accordingly.Keep this in mind at all times.  

And then the money I am no longer putting into rent will continue to be paid forward into my current investment pot, along with the 50% of my income I've already been dumping there every month.

Now let me throw a monkeywrench into the pot to see if your suggestions change:1.  

in the city where i work, there is a company owned by koreans and they made the engineers go out and put asphalt in the pot holes because they were too cheap to fix the parking lot.i have not heard about having to go out drinking with the boss.

This may apply more to residential deals, but I found this list very helpful...Signage:Bus SignageBus Bench / Stop SignageCar MagnetsBumper StickersBillboards / at Local Sporting EventsInternet:MLS (Realtor.com)Lead Generator WebsitesFSBO WebsitesPrint MediaDoor HangersFlyers Around Town w/ Pull TabsBusiness CardsValue Pack CouponsCoupon SaverPizza Box AdsAD Placement in:Church BulletinsLocal Real Estate PublicationsLocal Business JournalsTV/RadioCommercials on TV StationsCommercials on Radio StationsCold Calls/Direct Mail Campaigns to Property Owners:In Pre-ForeclosureGetting a DivorceWho Live Out of StateWith Low End Rental PropertiesWith Vacant or Rundown PropertiesWith Building Code ViolationsWith Health Code ViolationsWith Fire Damaged PropertiesWith Delinquent TaxesWith Expired ListingsWith Single Family Rental ListingsIn ProbateEvicting TenantsNetworking with:Bankruptcy AttorneysProbate AttorneysReal Estate AttorneysInsurance AgentsOther WholesalersReal Estate Investor AssociationsTax Lien OfficialsContractorsProperty Management CompaniesDevelopersREO Department of Local BanksMailmanCity OfficialsMoving CompaniesBuildersMarshallsBail Bondsmen