I am an agent and a decent car is a business requirement for me.  

I have a car payment as well and around 10k in credit card debt.

Then we can edit as necessary, and it automatically shows on the view only link. 

However, I know Dallas has a 30 day policy to register car into the state and it would put me in a tight schedule to find a house in 3 months.

Their is a $1500 reserve that the HOA picks from when needed and I never had to replenish it as an automatic 5% of the rental income goes in per month and stops once toped off.

Enter recurring charges and automatic late fees.

I would say if you don't know the area, you should check the eviction database for that street to see how often evictions occur, you should check crime on neighborhood scout or some other site, and you should drive by the property late at night and see whether you would feel safe getting out of the car.  

Both working okay/fine paying jobs, both worked through school so no student debt, driving old cars so no car payments

A higher assessment does not automatically mean higher property taxes.

However they know they are  just feeding people that have no clue what they are really buying -  They will take a automatic mailer you can to on your own and fancy it up and put a cool word next to it and Boom Sold!