Stellar, I've been Army for a few years now and the VA loan is the best loan product available to buy a home. 

The reason people seek for distress properties, so that they can acquire the property at a low price and renovate the house aka "value add" so that they can increase the property's value and create sweat equity, then pulling the money out or cash out we call out so that investors can liquidate their money and reinvest on the next project @Albert Bui @Carlos Valencia

Find a non-bank lender or broker who offers bank statements loans - this is literally the situation that these products are meant to tackle.

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.

I hate to be the bearer of bad news, but off-market strategies typically aren’t the best approach for acquiring multi-unit properties.

In my example, you are insured to replace the HIGHER quality product what was in the house before it was damaged.

Then once they have their team in place small multifamily tends to go more smoothly than if you jump right in and try to acquire a lot quickly right away. 

My goal is to acquire a primary residence ideally before the end of 2024.

Private money Broker : Acquire REI Capital, LLC

Renting to your mother would make it an investment property and eligible for a 1031 exchange.There is no statutory requirement for income production to make a property eligible for a 1031 exchange.