Bigger Pockets has been instrumental in my investing journey and my growth as a real estate agent. 

If these instruments have great value why do they need to be sold so heavily?  

Lender may also require the transferee to sign an assumption agreement that is acceptable to Lender and that obligates the transferee to keep all the promises and agreements made in the Note and in this Security Instrument.

This site has been instrumental in my journey as an investor as well as my growth as a real estate agent. 

That's it until closing and then the the correct security instrument needs to be drafted, executed and recorded according to state law.

If you look at the recorded instrument in my state, says "Equity Line of Credit Deed of Trust (Governed by Article 9, chapter 45, North Carolina General Statutes)".

A living family trust is strictly an instrument to keep your estate and heirs out of probate. 

This community has been instrumental in my journey as an investor and in my success as a real estate agent. 

Can you take a jumbo loan with this kind of instrument?

If they have more expensive possessions or need riders for specific items (one guy had a few high end musical instruments) it can end up higher.Speaking as someone that had his place broken into by 'friends' while young and renting, I wish I'd have had a renter's policy.