Thanks @Stephanie Potter my main issue was having to go through 2x refinances due to seasoning requirements and the LTV @ 70% means I have to keep more capital tied up than I would like in the property.

That could be a costly game to play, I know, because it personally cost me $2,000,000…once in the 80’s and once again in the 90’s.I have bounced back from that experience 10 times and am far stronger and smarter because of it.As an Investor, homeowner, first time investor or company owner, how can we win and get the highest level of return possible?

They don't have their hands tied with regard to the number of loans you have.Hard money is typically for flips, but you can get an unlimited number of commercial loans for long term rental properties.

Taking over payment terms, and then tying up the equity, is not beneficial to my overall exit plan.

What doesn't kill you makes you stronger! 

I have about $200k equity tied up in my current home and just over $50k for investing now.  

What do you consider or do to manage that risk while your money is tied up?

For me, I look for an ROI of at least 10-15% annually on my tied up funds before even considering a deal. 

If a reduction investors tend to make it temporary like 1 year and then tie percentage rent above XX sales to additional rent.

If you can do it on your own, which obviously you already have, lenders will drop their rates, your network stronger, and simply leverage leverage leverage and defer defer defer.