I want to make sure this isn't a scam before we continue with the application. 

It also gets you a bit of insurance from scamming contractors as each "draw" requires a certified inspector to sign off on the work and THEN the contractor gets paid.

And they're one of the biggest insurance scams of all time. 

Absolute total BS, or your totally misunderstood, or you've got a scam "lender".  

Hi Everyone,My husband owns a handyman business and in the last week we have gotten text messages (which are not uncommon for our customers), however the 3 texts I am referring to are scams and I just wanted to share with other contractors so that you are aware.Each of the 3 texts started out asking about a specific service our company offers such as one was hardwood floor install, and the third pressure washing, don't remember what the second one was without looking.The first one gave me a red flag when I asked where they found out about our company when they gave me a website our company is not listed on, but I played along to see where they were going with this.

You should realize that is a common scam.

Seems very scam - ish.

From the blogs to the podcasts to the posts, and the ability to ask specific real estate questions and receive fast answers, the resources found here can turn you into a well-versed real estate investor.Most real estate courses, coach sessions, guru seminars are scams, people using their marketing skills to pocket the everyday person's hard earned money.

If you do ad at CL, you may get all scams.

I'm worried there's a scam in the making here.