If you can follow @Joe Villeneuve, his philosophy has changed my outlook.

However if you want to get a history degree, art, philosophy, or any of the other 'useless' degrees, then 20k is a financial killer.  

I want to be able to enjoy my family when I'm young and healthy, which has tempered my investing philosophy.  

However, I think we can all agree that applying some of the FIRE philosophy resonates with people, but in truth its more about pivoting control back into our hands and retiring early may not be the avenue to pursue that control.

Sounds like these are not service animals (based on your description) and that you were just stating your general approach/philosophy, but I did want to point that out so you can avoid a very costly dispute.

The philosophies in that book are very similar to the BiggerPockets methodology condensed into one book.

Those that have one or more metrics like the above generally have a “trade up” philosophy or “take the profits now” philosophy in their investing approach rather than a longterm buy and hold approach.

I'm gunna admit, I have no experience with the combo units, but my philosophy is to keep items separate whenever possible.

And as an example of this philosophy, you WILL get better service if you are a "Chase Private Client"....which means you have at a minimum of $250,000 in cash with the bank. 

I read a lot of self help, finicial freedom, philosophy, REI.