You just gave in your example above a return of 10% and I am telling you you would bet the entire 10% versus the insurance return which would be barely 4.25% based on your own calculations. 

Welcome to BP - think you are definitely starting in the right place - house hack duplex to start the real estate investing journey should be a solid bet - don't need a huge amount of capital either if you buy smart

It's like building your own little corner of the internet.

You bet @Dan Guenther!

I would bet money that the licensing agency requires in their rules that they must disclose in writing to the client every conflict of interest. 

Search the forums and internet for "roommate agreement."

Hi Christopher, I'm a realtor in the area and I thought I'd run some numbers for you just to get a better picture of the risk/reward of a LTR vs STR.Currently netting $250 a month on the LTRIf you rented it as a STR on a nightly basis for $135 with an expected estimated vacancy of 56% (average for the area) that's a gross income of $21,681 less your mortgage $17,400 and less expenses such as water electric and internet of an estimated $4200 puts your annual net at $81.To make the STR profitable for the additional work you'd have to rent it for more than $135 a night and for more nights than the Nashville average of 44% occupancy. 

Roberto kind of hit me wrong so I looked up his posts he is a new member and its clear he is selling sub 2 training and If I was a betting man I suspect he is affiliated with the sub 2 guys or he is taking their playbook and running with it. 

Money for working capital of the company.Trying to do this yourself from advice on the Internet is probably going get you into a hole if there's some sort of problem down the road between the llc members .

If you want to talk to potential sellers every day your best bet is prospecting.