They have a full bar and dinner menu with plenty of space to network.

Most of the questions you're asking can be found in the search bar. 

Looking to get a refi for 30 years with a lower than 4% rate.Type of property: Single family homeLocation of property: Diamond Bar, CAPurpose of financing: Refinance, lower monthly costs and overall long term costType of financing sought: Open to different options as long as it lowers their monthly payment and long term costsCurrent or prior ownership of real estate: Currently 1 SFH as primary; their business owns several commercial real estate assetsOccupancy: primary homeValue of property at present: $1.8 MilDown payment or equity: $900K equitySource of down payment funds, if applicable: own fundsIncome Source: They run a highly cash-based business and they've issued W2 for themselves for the purpose of their previous loan. 

You can find local meetups in your area by going to Network>Events up in the menu bar.

You can find local meetups in your area by going to Network>Events up in the menu bar.

I encourage everyone to use the SEARCH bar. 

Go up to the top bar on this website and click on the "Network" tab.

They would rather lend money to a new investor purchasing a first rental property who has fulltime job as a bar attender and making 50k a year then to a real state investor who has a portfolio and lives off their self made income.

There is a handy search bar in the upper right that makes it easy to find previous discussions, blogs, podcasts, and other resources.

I am hesitant because if we use our credit card we don't want to be responsible for any damage to the room or paying for extra mini bar.