For my clients buying this as a vacation rental, even if they got coverage and could rebuild after a fire, the value of the short-term rental in Colorado would be ruined b/c no one wants to visit a scorched mountainside.If you're an agent like me working with STR/second-home buyers, or your just buying yourself, navigating the wildfire risks and other natural-disaster risks of a home are now part of the transaction.

This is the nature of the business, you are not doing anything wrong from what I am seeing.

Depending on the location in NY there will be a different tolerance "strictness" when it comes to following the eviction procedure.

I think in VA if it's in question, I have to post notice that tenant must notify me in writing within 7 days if they intend to stay and if no response, I can assume it's abandoned and follow next procedures for turnover and security deposit. 

So going over the lease and the duties and responsibilities while we sign it is part of our onboarding procedure and tenant training!

These properties do it through design, unique nature of property, and the "natural pools" available on the property.  

Yes, one can, but the procedure is complicated.

The Unilin 2g locking system is one of the most efficient ones on the market.I 100% agree the the subfloor/ underlayment/ substrate being attached to as well as how  it was attached to the builder floor(naturally we're not talking cement) is usually the problem in a failed installation. 

Some areas are getting hit hard with natural disasters, and their insurance premiums are sky high!!! 

Yes I have and CFRI Volusia is more specific for Volusia county but like the main CFRI, GOREIA is general in nature.