Family of 3-- 2 retirees, 1 disabled adult, combined family income of about 40thou annually.

If you have five children, you could gift up to $140,000 per year (14k*2 adults*5 children). 

In a few very rare circumstances for me, and all have been from sellers that own their home free and clear, have I discussed owner financing. 1 out of 5 of those would actually entertain it.

Sara had her own Court Reporting firm in Dallas and was able to work from home and raise our, now adult, two sons.

But this all depends on if the tenant helps out and doesn't bring more bedbugs back into the unit.The idea behind the chemical treatments is that the first will kill the adults, but not the eggs.

Also, came from California after living there for most of my young and adult life.

Good to see another young adult getting started into real estate. 

Everything you need, restaurants, entertainments, shopping, etc. will be accessible within a short walk from your front door. 

You have to take care of your basic needs: food, clothing, shelter before you can entertain the idea of educating yourself in investments.

A judge should expect an adult to be able to provide proof of that payment.