The above strategy you mention about helping borrowers get back on track is definitely the most ideal scenario IMO but you have to be aware of the fact that a good percentage of the time it doesn't play out that way.

For example: Paying your agent and property manager a percentage of the first years annual increase in rents.

Or maybe you act as the asset manager and take a certain percentage each month from the cash flow and then splitting profits.

Finally, from a lender's perspective, lowering the LTV percentage increases the DSCR (Debt-Service Coverage Ratio).Manage WellIf things get scary, do NOT stop implementing your preventive maintenance plan, as that can lead to a downward spiral.

I noticed that we also have to choose what our down payment percentage is (which I put in 5%), so I wasn't sure if the way I'm doing it is including the 5% down payment in both sectionsThanks for any and all advice!

Ok so lets be realistic, obviously new investors or amateurs aren't going to be able to get professional investors to give a majority profit on new ventures , but what is the best way to start a partnership percentage speaking?

I've seen way to many multi family properties just get into that death spiral of a slum lord and horrible tenants and it's just one band aid after another until finally the owner extracts whatever they can and exits.I personally would want to be buying something at a little lower price, perhaps redeveloping, etc.Build value rather than extract value.If the assumptions above mentioned check out and you're happy with those returns I don't see a major hurdle ----  big however though is that you're only outperforming your cost of capital by maybe a percentage point?

If the commercial lender mainly does residential loans and this is a small percentage of their portfolio of loans then they might have a (take it or leave it approach).

Would it be a good idea to find a mentor to walk me through every step of tHE efirst flip and then to take a percentage of the profit?

Hi All,Is anyone aware of a calculator or spreadsheet that allows you to plug in an initial investment, a CoC percentage, and IRR to generate an overall projected ROI over a number of years?