Sounds like this bank is dropping out of the residential mortgage market because of Dodd - Frank and/or the Consumer Finance Protection Bureau.

Not hard to build, hardest part is steps and moldings and fitting the wall to ceiling isn't hard, just time consuming.

Whenever there is a bargain to be had or profit to be made, investors and businesses should step in, buy up the bargains, offer lower prices in order to gain market share, and effectively make the prices more fair to consumers (in this case, renters).

It's all designed to protect the general consumer population.

Then I may switch to less time consuming.

My first 'real' job was in mortgage banking and I've followed the trends as a consumer ever since.I'd like to dip my toe in the water by buying one starter home to flip over a long-ish term of 6 - 12 months.

Shoe leather and red knuckles, the most reliable way to maket any consumer product, from toothbrushes to houses.

Let's start with the consumer.

Hey John,I came across this article, which I copied in part....The least expensive and least time consuming way is to attempt to fill an application with your local Zoning Hearing Board whereby you would request for a "use variance."

If that is the case I really can't see why you should not pay off the consumer debt.