They have paid on time every month for 5 months.Ive got to tell you....it really is pretty cool to receive $225 check every month for putting this deal together with no additional work now.In conclusion....it can be done...it does work (if you BUY right)...and will work (if you take action and work)........the question you need to ask yourself....and remind yourself.....isWHY AM I DOING THIS?

So I think the best way to do this (for it is not to come to a conclusion but to hear what people think, and if bloodshead comes from this please feel free to shut this thread down Josh) is to let everyone post their top ten and see what others think as well!

You start with $84K into the deal, and then at the conclusion of the refi you have been funded to the point where you have only $8K into the deal - hence you have improved your COC by a factor of about 10.

But in a capitalist system, he suggests, the elimination of inefficiency through technology has to be pursued to its logical conclusion.

My conclusion was the book would be more beneficial to someone starting out, so you might want to give it a read as well.

Also, after reading several posts regarding wood decking (everything from treated pine to ipe), my conclusions are unless you're going to adhere to a strict and consistent maintenance program, any wood will eventually turn into a bland gray board, with cupping, splitting, and splintering as a possible added bonus.

Although I use hard money on every single deal so I obviously agree with Paul's conclusion at the end there. :-)Some items I'd suggest:IDEA 1)  Are current risk factors used in lending guidelines the best ones?

In conclusion, I am interested in connecting with highly motivated individuals that share the same interests.

Deal number two has the same return so on conclusion of that deal you would have $216,000.00.

Only legal action could stop them.Let's hope it goes to a legal conclusion and they don't get off with a slap and another startup.