The question is mostly a personal financial planning question and it depends on your preference and what balance of risk and access you'd like and would be comfortable with.

That is my personal go to.

I personally own a property in Windsor Hills Resort, right next door to Disney World, and we absolutely love it.

Therefore, it is advisable for the client to consult with their CPA to receive personalized guidance tailored to their unique financial situation.

However, you can get loans that are based on the performance of the rental and not your personal income and debt.

I have personally worked with @Wale Lawal and he is awesome. 

I was the first person to partner with them. 

Since you purchased your primary recently and in Houston, I personally am bearish on your appreciation potential.

Rentals are extremely difficult to make pencil right now but would only personally consider higher end projects because the costs are far easier to absorb than trying to build in lower value neighborhoods.

If the management fees stay in Sch-E, it is exposed to ordinary income both at Federal and state level, which is way higher than SE taxes of 9.55% (15.75-6.2 (personal social tax already maxed out)).2.