If someone gets injured or damages the property, the claim would go against their policy, not yours.

He and another person were injured in the attack. 

I originally was going to buy with conventional 25% down but was injured at my job and had to go on workers comp.

Jarred Garland,An Umbrella policy is a general liability policy that acts as an extension beyond any other policies in place.So lets say your business policy covers up to 150k of liability in case an employee or contractor is injured on your property.

I feel that our builder is all BS but I do not want to injure our relationship because he will be the one building our house.

If someone got injured due to a problem at your property you would want to have insurance that would cover it, right?

My first thought is if someone is injured on my property they will likely come after the owner, and not the renter, but does anyone have any experiences with this?

I'm recently injured and receiving workers compensation.

I have been looking for a hobby, and a way to make some money to improve my life for myself and my family after I got injured in the war in Iraq in 2006.

That lawsuit is a claim for fraud, and that’s what fraud typically is...a misunderstanding and someone being “injured” and wanting to hold the other responsible for it.