Welcome to BP@Chateau Siqueira, we noticed you aren’t a Pro member at this time and we would love to offer you a 20% off discount to start taking action in investing with confidence!

Welcome to BP Enrique, we noticed you aren’t a Pro member at this time and we would love to offer you a 20% off discount to start taking action in investing with confidence!

Plus he gets a large discount if he has an umbrella policy for the properties.

Welcome to BP @Mitch Niebur, we noticed you aren’t a Pro member at this time and we would love to offer you a 20% off discount to start taking action in investing with confidence!

Welcome to BP@Adam Tyer, we noticed you aren’t a Pro member at this time and we would love to offer you a 20% off discount to start taking action in investing with confidence!

Most people aren't going to really want to pay 1.875% in discount points if they have a choice, so you just start climbing up the rate sheet until you're at a rate that is close to 0 points, most typically. 

Even valuing the note at a hefty discount, the result is a clear decision for latter based on wealth building.  

Sell at a discounted price to cash buyers- I say discounted as an incentive to cash buyers because we are always looking for deals

As for penalties, unless you are buying this property at a severe discount, I would consider cashing out your 401(k) exactly the same as overpaying for the property.  

However, doesnt discount their education, which members go through 2x per month and it certainly is not “fluff”.