My wife and I plan on living in our 2/2 while renting out the other 2 units onsite.

My wife and I save our ammo for deals we can't pass up.

I can muster my own capital + leverage but it would not be quite enough I think (and my wife might kill me).My instinct is to raise capital hell-or-high-water and refi later upon completion with a DSCR. 

My wife and I have started a company, Margherita Homes, where we provide realty services, construction services and home care services, plus we invest.

I am a firm believer that Colorado Springs is a great place to invest due to its strong economy, temperate climate, beautiful views and easy access to outdoor activities.The market is starting to show signs of being depressed, meaning that there will be more opportunities for investors to find some great deals. 

My wife and I have both bought partials from Chris and it has been a pleasant, passive experience. 

Will sell to one of our sons and his new wife next year.

My wife and I have been househacking in Hagerstown (also North End) for about 3 years now and we've loved it.

This one is a bit more involved and I might make a separate post to get more feedback:Let's say before I purchase any house, I have a combined DTI with my wife of 13% (Assuming gross income is used to calculate DTI).

In our case, my wife and I could afford a run-down fourplex that needed extensive work and was infested with roaches.