Anyway, changing my insurance policy to a landlord policy seemed like the right play since I had tenants move into the property.

There's a lot at play here - but if you don't have the money to repair the problem, you most likely need to look at selling the building and getting out from under it.

I don't know what area exactly that you're in but likely 5.25% to 6.25% for something brand new near downtown. 

I went ahead and pay the retainer fee to have anna as my retainer. so let see how this plays out

I imagine it’s not too different from totally demolishing a house and rebuilding it brand new.

Lol (inside joke)I love the deficiency judgment play, especially for the rent skimmers who have multiple properties!  

@Nicholas L. brand new to real estate investing! 

The reason for this is they should probably settle the estate quickly, vs some long term play. 

Many will be well educated on their housing options guided by their brands, teams and universities, and are well capitalized and qualified on a short term 3-6-12 month basis, and I actually had a client purchase a newer townhome in Tallahassee for lease to a football player at FSU..Keep in mind the top earning NIL athletes stretch across multiple men's and woman's sports. 

They've always wanted two years of tax returns.I know everyone says you "don't need anything" for DSCR loans, but I've always found that you... do.The key difference is of course that your DTI ratio plays no role in qualifying for the loan.I obviously can't speak for OP's experience and don't know who her lender is.