Loose picture of my financesRegular small contribution to an ira-20k on new car -148k on new home purchase (closing end of March )-30k student loans-8k credit card debtI would consider the house and new car assets.

Ottawa/Toronto is for investors simply looking to park excess cash.

No, just 25 yrs of experience being involved in literally thousands of deals and watching realtors do things the wrong way or take shortcuts, loosing deal after deal for my borrowers is what has taught me what works best.Unfortunately, down here in FL, everybody and their mother has had or has a real estate lic. and too many think or lead their clients to think they know a lot more than they really do. 

It seems I have an 'out' on paying the excess in the water bill. 

Very large losses monthly.You are holding for appreciation therefor you must have a planed point in time to sell otherwise you are not investing you are simply parking excess cash.

Mold remediation can easily run $15,000 to $30,000 and since it’s a condo you don’t know where the source of the excess moisture is coming from.

Plus the PMs I work with know that keeping an existing tenant is easier than loosing one so if they charged me $150 to resign an existing tenant for another then I would expect the tenant to cover that cost over the year.

I am focused on management vs. acquisition since it is just getting beyond ridiculous in Minneapolis and I don’t personally have the excess cash to jump in.

I opened the jar and found 3 loose diamonds, two diamond ear rings, a sapphire ring, and a gold ring.

Let’s not subjugate him to the whims of the stock market, excessive information with really intentions of selling books, let’s be the real deal to Joe!