No offense and I've seen worse but dude the decor is god awful.

. - You're a new lender and don't know what you're doing yet (no offense meant, just pointing it out because this more experienced borrower could potentially take advantage of that)- The information a couple posts above, which you agreed with, about the borrower taking care of having the loan documents prepared is not correct. 

And if you're so worried about renting to recent graduates, have one of their parents with income/good credit co-sign the lease for extra 'insurance'.No offense, but it sounds like you worry too much and are creating hypothetical negative situations in your mind which serves no purpose.

Hi guys new here, been a LL for 6 years on a SFH, currently in the process of getting new tenants for the 4th time.I’ve already rejected this applicant for too many red flags and too low credit score, but what has me stumped is the criminal record on the SmartMove results.  

you are absolutely right and sorry if i came off offensive... i am a consumer and have had the same exact experiences. agents who put you on set it and forget it through their portals which will narrow down properties based on area and other general details and never contact you again unless you call them and there are agents who will go look at properties for you because you are stuck at work gather all information and give you advice to continue to examine or list 25 negatives to talk you off your emotional impulse buy. it took a few agents before i found one who doesnt mind to work for their commission and i will use him on every deal within his license jurisdiction.you cant expect a consumer to be happy to work with someone who just goes through the motions because they've been in the RE space for 20 years.. much rather give a recent college grad with some motivation the business.you sound successful and i am willing to bet its not because you set it and forget with you clients and you actually work. god bless

I was wondering what is the best company that covers all the background checks (credit, debt, criminal, income, rental, and evictions)?

Aside from providing the basics (ie. listing tool to get the property published to 10+ major sites, scheduling tool to schedule viewings, tenant screening with comprehensive applications -- pulled reports from TransUnion, which include nationwide criminal background checks + credit checks + eviction history, digital lease creation tool, rent collection tool, and maintenance tracking tool), some services also offer your tenants additional capabilities which makes it an easier sell on your end when getting them to transition over (ie. their ability to report on-time rent payments to the credit bureaus; this can create an added incentive for making sure they pay that rent on time).

They could report you to criminal law enforcement for mortgage fraud.

@Justin TahilramaniNo offense taken man.

Criminal cases will continue and child custody will continue.