Why 10 years: can only have 10 mortgages that conform Freddie or Fannie( i get them confused) guidelines.

For those with entitlement tied up in existing home(s), the max would continue to fall back on county conforming loan limits. 

If they truly have a wonderful, healthy delightful male with no conformational issues they should be able to stud him out, and make an agreement with the owner of the female that their daughter can visit the puppies (none of whom ever come back to your propert.

@Justin McElroy has good advice: start with the BP lease for NJ and then have a local real estate attorney review it so that it conforms with the most recent case law (which is always changing) in your jurisdiction. 

Also consider that you need to live in the property for a certain number of years and you can't get a rehab loan on top of the VA loan..there's quite a bit that goes into itYou also need to get your Certificate of Eligibility before applying for the loanLink to the max loan amounts per county - https://www.fhfa.gov/DataTools/Downloads/Documents/Conforming-Loan-Limits/FullCountyLoanLimitList2018_HERA-BASED_FINAL_FLAT.PDFThere's a ton of info here as well - https://www.benefits.va.gov/homeloans/

You will just need to confirm zoning for each parcel to make sure it is a conforming use. 

Their reason for declining was "The subject property is a legal non-conforming use that cannot be rebuilt to it's current configuration and density." 

Long story short I tried to get a Non conforming use for it and wasn’t able with out providing documentation that it’s been a rental for something like 10 years. 

Also if you are holding Title in an entity, you won’t be eligible for conforming residential loans.

Would you recommend credit unions and community banks for non conforming loans that has no limit on there loans.