Especially since when I was in college it was the time when anything living and breathing could get a mortgage, lol. 

I am willing to make this a full-time job where I live in my property as I rehab it and I eat and breath the rehabbing process.I would love to hear your opinions and what you would do differently or what seems realistic with the number I stated.Regards,Pat

Take a deep breath! 

While I wait with baited breath for Brian Burke's annual market analysis for the coming year...

Hi Clem,I understand how you feel - take a deep breath and just do it - sitting on the fence is a killer of dreams and a life unfulfilled..Good luck

Depending on the breath of the property portfolio you are working with there may be some opportunities.  

I am a full time investor and Realtor, so I eat breath and sleep real estate. 

Since they live and breathe real estate they can offer some very sound advice from the residential and commercial housing market itself.

Once you have that set hang up...BREATHE and then prepare. 

Banks are tougher to deal with than a motivated breathing seller.I would either wholesale it to an investor with some money, payable upon and outside of closing, or sell something to raise the money.Why no money @Dustin Robinson?