I have to purchase the California Fair Plan as fire ins, but it doesn't have liability, which I will need 300k for my umbrella.

Well to be fair, when I was starting I did a lot of 'unconventional' things to be able to buy and build/grow.  

I do not appreciate basically being “fired” by my property manager because she was unable to handle firm and constructive feedback regarding the lack of HER communication and multiple mistakes by this company.

I live fairly close to Kansas City, in Wichita and I wish I could help you out with the property more.

Their communication is great - whether through phone, email or text, their response time is really fast.

So that comes out to be $40K per home in the end.But during the DD, I've found instead of 40 vacant pads, only 35 vacant pads are usable, so there is a loss of 5 spaces for me.What is a FAIR way (to both sides) of reducing the purchase price to account for the missing 5 vacant pads?

I'm fairly confident the home would appraise for $470,000 - $490,000 in October 2025. 

I've just watched a fractional deal hit the skids for a $1 mil condo on Hilton Head Island after 20 years of fairly trouble-free operation. 25% owner wants to be liquid, but the partnership doesn't guarantee liquidity.

I don't think it will be a fabulous deal (buy point will be appraised market value so it would be fair to market value (minus real estate commission costs) ).  

Assets identified in this study include:Appliances: Dishwashers, laundry machines and refrigeratorsElectrical and communication systems: Specialized equipmentCabinetry, Countertops and shelvingInterior Finishes: Laminate flooring, carpet, and decorative elements.Security and communication systems: computer connections, alarm systems and telephone connections60.8% of the total depreciable basis was classified as 39-year class life.