Use the P2P funding alongside your loan on the new property.Then you could use the cash from the refinance to pay off the P2P loan.You can use the P2P strategy to help you pay for the out-of-pocket costs for a new property, including rehab costs if you want to use 100% of OPM.

I would also apply for more cards and the mortgage on the same day, if possible, to minimize the impact on your scores while increasing your available credit.I agree with the balance transfer strategy but disagree with waiting and applying for multiple trade lines alongside your mortgage application.

Alongside that question is where in the heck do you find investors if you don't have tons of wealthy friends or family members?

So you can put in flat rate fees alongside the property management percent?

I'm sure you are already finding that out as well.I look forward to working alongside you and the other helpful members of BP. 

The same might apply to some of your "ready to rent" expenses.The roof is depreciated alongside the property itself.

They earn alongside me and other investors, not from me. 

With a good opportunity you can also find mentors willing to partner and do a deal with you for a share of profit, or buy it from you and still keep you alongside watching how they run it from start to finish and cash the check on resale. 

San Diego is 6th nationally for new tech jobs along side cities like San Fran, San Jose, New York, Seattle and Austin.

Find one and show him or her that you are serious and they should be willing to do lots of hunting for you and along side you.