You can’t win the the present value game unless your plan is the absolute best investment plan, AND an owner occupant or neighbor doesn’t want it. 

Quote from @Preston Dean: Quote from @Michael Ewers: Quote from @Preston Dean: Hi @Michael EwersI have had a few past clients from Cali call me saying "I sent post cards to home sellers and I have someone who wants to sell, can you help me with pictures and videos" I think their method was just mass mail and they got a few hits.

Even as a broker there are many sleazy Account Executives that try to win my business with terms or extra compensation.

The squeaky wheel wins in development so I'd recommend you staying on all communication with the city so that you can see the communication and push as the owner.

I stayed on their "a@@" for weeks and pulled the we are getting a lawyer card.  

Your ultimate goal is to create a “Win-Win” Situation, for you and the seller.

It gives you the flexibility kind of like a credit card that allows you to borrow a certain limit and withdraw funds as needed.

It is also a winning formular for appreciation.

I am considering doing this with a 0% APR credit card to avoid a loan. 

The best advice I can give you for studying for you license is to voice record yourself reading questions and answers on notes cards.