Investors aren’t acquiring fractional property ownership but are instead buying income rights, meaning the arrangement avoids triggering real estate co-ownership laws or property title issues. 

But if they don't willingly make the payment your only option would be to sue, and they have the upper hand to let the lender know about the sale possibly triggering DOS.

At least point, I'm locked in to working with them (probably), but wondering if I can, at the very least switch lending agents.

Any general advice is much appreciated.50k is more than enough money, the biggest question at 22 is are you ready to buy a property and be kind of locked in for 3-5 years.

And I have a tenant locked in for a year at $1400 (they signed a year lease right before the house was put on the market in December).

The residential syndicators that are most hurting are those that did not have favorable financing locked up for a potential later exit than planned.So there is sustained cap ex allocation, which is what i use and calculate, which is appropriate for long holds.  

Beyond real estate investing, BiggerPockets Money has great episodes on how to avoid the middle class trap with your investments - ie how to structure your investment best so that they're not all locked up in accounts with penalties until you're 65. 

It was only locked at the low rate for 6 months.

I don't know if they will ever start construction and if they do how long will my money be locked with them.At this point, I would recommend to stay away from them until they can show some results with new constructions.In the meantime, I had invested in another syndication in the same time frame in the same Texas market.

Are your losses locked up against your passive income?