However, you have to invest in specific communities where they are encouraging development.

Cleveland, Ohio is a great market to focus on for cash flow and specific pockets have gone up 2x and upwards of 4x in the last 5-10 years even!

Both of our employers now offer roth 401k contributions instead (with matching going into regular 401ks), and I may take advantage of that too, but another small hit to cash flow.At some point, do you just suck it up and take a 10% penalty?

Can you please provide a specific example - there is no rule against this, and you are certainly allowed to.

I have been able to buy houses of the MLS because their list price was good and I offered cash without contingencies.

INstead of just saying "no" we asked them to check with their credit card company if they offer travel insurance yada yada.. we got a 5 star review form them without giving a refund.

Some insurance companies offer policies specifically designed for owner-occupied multifamily properties, so it’s worth asking about that option.The key is ensuring both your personal residence and the rental unit are adequately covered.

Without giving the individual's name, even though once it is filed it is public information, could you post the specifics they are alleging or the case number?

The price was lower than anyone else offered.

(c) Submit offers - real estate agent would help with this.