I’m not sure if this is for you, but...If you’re serious about leveling up your real estate game in 2024, there’s no reason not to try this.

Only reason is I know I’ll get it back and I don’t need it right now because I’m living with my parents.

We could build larger, but there will be less Buyers and the home can potentially sit for longer and holding costs get expensive.Not saying building larger is wrong, but just giving you our reasoning for our home size.But I do 100% agree with you. 

Also, when you’re ready to list, make sure your priced reasonably.

I ask you why you want to get into this because most people get into real estate for the wrong reasons, just the financial angle. 

It’s a blessing (the reason you found real estate in the first place) and a curse (you probably get distracted easily on what asset class to focus on).

I'd decide what is reasonable in the market that you want to invest in and create a strategy around that- not what a stranger (who, very likely has never done a deal) says on the internet.Best of luck- happy investing!

If they want to leave, for any reason, they just have to pretend they can't afford the rent.

For those that do invest in real estate using this, what are your reasons? 

Consult you insurance broker for specifics but I found this policy to be very protective and reasonably priced.With regards to an umbrella policy they are typically good to have.