It's just that the quantities of data have gotten bigger as computing power has increased.My first tech startup attempt was a model that would run a huge number of feature films through a system that would capture things light and sound frequencies, cut rate, and loads of other data points, then correlate that to global sales figures, then allow independent filmmakers to run THEIR film through the same program and generate marketing insights.

We are in VERY difficult economic times and I am seeing people group together with increasing frequency so that they can afford the rent.

I'll probably start with calling slightly more frequently than once a week until I see that things are moving and then reduce the frequency.

@Joseph Felder one investors I now kept a radio scanner tuned to the fire dept frequency.

You transfer or share the risk using the insurance for the expense that is HIGH in Severity and Low in Frequency(see below).

I have been doing it for about 2-3 months and have gotten a few deals from it, but I am trying to increase that frequency (obviously).

It does after all add a very difficult problem to the matter, which is the timing/competition of the offers, and the frequency of offers not accepted (especially when competing with people uninformed and offering top dollar).

Don't just waive late fees... it frequency sets a precedent and you will see an increase in late payments and requests to cut them a break. 

Perhaps I will consider increasing the frequency of my mailers as well.Is there a certain services you are using to skip-trace the numbers  for your leads?

There should be some form of regular interest payments that are similar in frequency and rate to what your brother should expect if he were to go to an unrelated party in the open marketplace.