I am chronically ill, and spent several years out of work before it was properly diagnosed.

My response is fair in that regard.My point is, paying for legal and tax entity planning gets you a far different answer than general, high-level nonchalant "water cooler" advice.A doctor may diagnose something vastly different after running tests and scans than he/she initially did just talking to you and hearing your symptoms. 

Something like 40 jobs lost per diagnosed case.

From my, albeit quick, research it appears that the 10% penalty is only waived for those diagnosed or spouse diagnosed with COVID or if you have been laid off, furloughed, hours reduced etc due to COVID. 

That will help you diagnose which wire is what alot easier than being on a forum online.

@Jaysson Brooks@Chris LevarekHere are the details regarding the loans:NEW LOANS:The CARES Act which was enacted to provide relief to individuals impacted by COVID-19 allows for increased 401k loans and more flexibility for repayment of these loans.Specifically, you must be an individual who meets one of the following conditions to demonstrate that you have been impacted by the crisis (and it will be your responsibility to retain documents in your files that demonstrates that you are a qualified individual):Individual who is diagnosed with COVID-19, with a CDC-approved test;Individual whose spouse or dependent is diagnosed with COVID-19, with a CDC-approved test; ORIndividual who experiences adverse financial consequences as a result of being quarantined, furloughed, laid off, having work hours reduced, being unable to work due to lack of child care due to COVID-19, closing or reducing hours of a business owned or operated by the individual due to COVID-19; or other factors as determined by the Treasury Secretary.On or before September 23, 2020, such individuals take a 401k participant loan subject to the following terms:Maximum Amount of the Loan: 100% of their 401k balance not to exceed $100,000.

Usually something happens to the HVAC at the changing of the seasons, then you have to use one of the warranty company's approved vendors and wait for them to actually be able to schedule with your tenant, then they come out and diagnose and it's another two weeks before they come back to really fix it and they end up doing a bad patch job and have to come back out 2 months later, etc.Also keep in mind the limitations of a warranty.

You basically only need to know how to operate a mouse to play the game, because the first couple of hours don't require any ability to diagnose problems with the house.The most positive thing I can say about the game is that it's very drunk person friendly if you're like me and tend to prefer games with competition but don't want to derank if you've been drinking.

My FIL was diagnosed with early onset Alzheimer at age 55. 

Disclaimer - for additional clarification: I was 100% impacted by coronavirus (tenant breaking a lease due to getting deployed in the military because of covid, tenants moving out without notice, multiple tenants quarantined with no income to pay rent, multiple tenants laid off/furloughed, and a tenant who's son was diagnosed with COVID).