But I can tell you that books like "Who Moved My Cheese" are (obviously) not true, but people flock to them because of the value they perceive in the message.

Ok so they really have to be cream of the crop stuff for me to make money and the next guy to make money...but so what type of contingency can i go with?

I found a decent site at Big Cheese Marketing.

I always had a good spread between the underlying loan and what I was charging on that loan, and I had the cream on the second that I took.As those loans disappeared from the market I found it more feasible to just buy for cash, and resell on low down-owner will finance deals.

As to guru, I don't know, but Rich Dad Poor Dad crap is pretty much that from what I've heard, one aspect doesn't mean much I guess as fools are willing to pay for almost anything, I'm changing my attitude slowly too, if you have 100,000 people wanting strawberry ice cream in a cone, someone is going to serve it, make it more interesting, put a gram cracker with it on the side.

For latecomers, it is very quick, fun, and cost effective to go door to door with a small cooler handing out ice cream or fruit bars.

No matter how you shake it, the cream always rises to the top.

class=AAnd the cream of the crop are the guys who are long-time active on BP!

Hey guys-Glad to see Cream City is well represented.

These same banks serviced loans for trustees for years and have been paid on these homes 10-100x over, yet they are holding back inventory to make more cream on top of existing cream them made in the mid 2000s.The Too big to Fail should do just that.