However, if you’re thinking of investing a significant amount of capital, I’d do a much more comprehensive search.        

I also review the insurance costs and try to get a solid estimate of coverage expenses to fine-tune my calculations.

When it comes to insurance displacement, it's like a lottery ticket as you'll need a home that matches the guest insurance policy coverage ie.

What should the "ideal" comprehensive check list include?

There SOW would usually be - 'I want a remodel done on the kitchen and bath, and add a new bedroom on the left side of the house'...Then I would add items that only a GC would know about or notice, like needing new headers for the openings they want, the elec panel being undersized, or the roof being suspect, etc...Together we would then arrive at a comprehensive SOW.Yes, that is much better scenario.

Here are a few alternatives to consider for your next property:One option is debt-service coverage ratio (DSCR) loans, which are specifically geared towards real estate investors.

Though USLI, one of the biggest umbrella policy providers, dropped my max coverage to $1M because I had pools.

Was able to negotiate some seller concessions based on a comprehensive property inspection and several needed repairs.

This is because the main house often includes value drivers that ADUs do not, such as larger living spaces and more comprehensive amenities.

Yes, my banks require a 1.2 DSCR debt service coverage ratio, meaning they want to see rent 20% higher than the mortgage payment.