I'm in the same boat for reference- I bought into the "buy now, refi later" idea and am sitting on a 7.375% on my latest property acquisition and a commercial line of credit I have is at prime + 1 (so 8.5%).

You have to find a zip code that has a prevalence of multifamily and a pathway to build multifamily.

If you are selling for 1M after closing costs you could purchase two 500k properties in your exchange and own one cash and a mortgage on the second.

I would have internet and a streaming service -I like FUBO because they have everything else but a focus on sports, which can be hard to find on some of the other streming services...They should have their own accounts if they want to watch their favorite series or whatever...

And, as I'm sure you know, both investors would require a 3rd party verification of assets to prove their accredited status.Let me know if this is what are asking or not.

And a big Welcome to BiggerPockets.  

CIREA is great but we tent to get just as many people and a ton of great energy. rootsrealty.co/events 

They have a bigger single family home and a tiny home on the property, but there close proximity and shared driveway present functional problems that are undesirable for guests. 

I think I may have just answered my own question, but is it worth it to put only 10% down, and waiting for the equity to build to 20% in like a year and a half, or to bend over backwards, take out a loan and go in with 20% from the start?

I've also used traditional loans through regional banks and a few SBA loans.