Look at the steadily worsening stats for the city school district, Pittsburgh Public Schools.

This pandemic has only worsened these economic conditions and for this, I am grateful that I am also a property owner & manager that has been able to conscientiously take action to hopefully improve the situation for other families in need.

I also experienced one lender backing out of the investment loan space after making an initial offering while Covid19 news worsened.  

I was able to secure 2.875% 5/5 ARM with Travis credit union in the bay area (the rate and credit has worsen since I locked it), but they only take 4 loans from an investor,Does anyone know of any other credit unions which could be in this range?

Allowing him more expensive rent will only worsen the situation.

Cities that do this worsen the problem for you if you are in low income areas.

If you wait until this project destroys your finances it will also worsen your family situation and maybe your health.

The "legal" prescriptions available to treat my Degenerative Disk Disease and Spondylolisthesis would leave me unable to get out of bed, sick to my stomach, and even worsen my pain. 

Almost all 1900's houses will have some leveling issues as they settle and I just think of it as character, you just want to solve anything  that may be a continuing/worsening problem.  

So catching issues before they arise &/or worsen is the best approach.That said, you need to weigh-in facts that only you know; such as, will you be able to amortize the CapEx with no major hardships?