At it's basic level:Assumption: Asking the bank to turn the loan over to you and going through the normal underwriting process, credit, income, DTI ratio etc SubTo: Taking over the loan without telling the bank, no underwriting, no credit check, no income verificationBoth have risks, but it's not my intent to be detailed in this post.

The teacher was an actual financial educator but they repeated themselves a lot and were telling the students to go in and apply for credit cards DURING the course to purchase the next course for $15,000!

Do you know how I should go about to find  a trustworthy and fair GC for ADU build in North Hollywood? 

It depends on who you're hiring but that seems fairly standard.  

Fair question. 

They will be your BOG (boots on the ground) to be able to view the property.I will say that I did buy my current primary residence abroad and it wasn't fairly complicated, I would just do some things differently than I had initially anticipated if that makes sense.

It is a fairly signinificant set up fee and monthly charge. 

Our website was just OK, our email campaigns were hit and miss, our conference presence was fairly minimal. 

Not trying to scare you, but a lot of lawsuits happen because the landlord doesn't follow fair housing laws, or simply neglects repairs etc.

Although I've considered a future line of credit against the property as my best long term option, I would need to pay down the remaining balance first.