I actually know of vendors whose contracts say that 80% of programmers must be from (insert foriegn country).

Total Square Feet: Exclude: BathroomsRemove / Uninstall the following:· Place colored items in storage shed; the rest can be kept or disposed of.From Closets: Current ShelvingFrom Wall -- Old gas heater (living space wall)Facing back door.Gas heater thermostat (lower bedroom)Baseboard heater (lower bedroom)Two baseboard heaters (living room, under stairway)Coat hangar (bedroom)Two thermo sensors (bedroom and hallway) .

Things like a light fixture that has been removed and not replaced or properly capped off...actual missing flooring...any plumbing leak that would keep the system from holding pressure...a malfunctioning thermostat on the oven...etc.The reason I bring these things up is that if the required repairs - that is the repairs FHA requires to be done before they will underwrite a loan - are greater than $5000, then the property WILL NOT qualify for FHA financing.  

Or you can pimp out the garage, but what if your buyers are a couple of computer programmers who just park the hybrid in the garage and shut out the lights?

Deal breakdown Asking price: $700kCurrent Market Value: $675kRepairs estimate: $25 -$35kARV: $710 - 725kSeller Mortgage: $430k @ 2.75% 30yr with 27 years remaining USDA loanHELOC: $70k - seller requires this paid offTotal debts against property : $500kSeller is asking for:HELOC paid offEnough cash to pay off their other debts estimated at $110k give or take.Rent back agreement at $3200 / month until they secure their new home Seller will carry back the remaining approximately $100k for 10 years at 0% and a lump sum payment of $10k each year on November 1st beginning next year.Seller agreed to a sub-to as long as payments are made through a licensed loan servicing company.So final numbers look like this:Mortgage : $2480/ month PITIRent Income: $3200/ monthCash down : $170k Positive cash flow of $720 / monthProperty is a 3 bed 1.5 bath 1915 square foot two story on 4 acres, large shop 2400 square feet, barn 1800 square feet, house was built in 1995, some updating has been done with all new stainless appliances, new LVP flooring on main floor, new sinks, faucets, toilets, light fixtures, door hardware, electrical outlets and switches, wall heaters and thermostats are new.

I have a house that has one HVAC system, but two thermostats, one for upstairs one for downstairs.

There seems to be a few WIFI products that can detect water. 1 of them seemed to be able to link up to a nest thermostat ?

Whether you are insured through CMHC itself or one of the private insurers, it is colloquially known as CMHC insured mortgages.The programme allows for an owner occupant to insure a mortgage with an LTV >80%:  In the case of an SFH or duplex, up to 95% LTV (5% down payment); for a triplex or quadruplex, up to 90% LTV (10% down payment).Property transfer fees are a provincial matter and while some provinces {like Ontario} do provide rebates to first-time home buyers (again, owner occupied), this is not universal.    

Mine can set door codes, message (or call) guests, schedule cleaners, adjust the thermostat, monitor my cameras, & call a plumber just as easily as a local PM can, for 1% of the cost. 🎤 ⬇️ 

(IE "the a/c doesnt work" and it turns out the thermostat is set to heat mode).Lots of times you can non-renew tenants who are regularly late on payments as long as that policy is standard for all tenants.