If you are an experienced investor and believe you are among the talented top 20% who can consistently outperform the S&P 500 year after year, I would create my own hedge fund with the $200k.

Your in an area that should outperform others. 

I function on 4-5hrs a nite - not cause I love to work...that's all I seem to need & can usually out perform the Road Runner.

So you have $2,000 adding $2,000 annually earning 5% over 25 years bringing in $102,227 Or $1,000 adding $1,000 towards real estate annually earning 8% over 25 years bringing in $79,954 In order for the $1,000 going into real estate to outperform you will need to increase your rate of return.  

Definitely not a scam, but if you know what your doing real estate will always outperform a 401k.

Again, that's why my example shows how someone with a lower income can out perform a higher income earner over the long term based on their philosophies with money and obtain a higher networth. 

A caravan and a utility trailer will out perform a pick up truck hands down.

the REASON I outperform.. well everyone in my market when it comes to SEO is because I devote 100% of my time on it.

The reason being is that the underlying business is not affected and therefore, should out perform once the macro elements have passed.  

A winter tire will out perform any AWD on non-winter tires.