Conservative underwriting and excess capital reserves puts us in a comfortable position to execute the business plan despite the current situation. 

Spend some time looking for minimal risk investments in excess of 10% ROI to start.  

It appears that the amount would include sole proprietor income or independent contractor compensation not in excess of $100k.  

., business losses in excess of business income).

“Previously, if a married couple had depreciation deductions that exceeded their real estate business income, the couple could claim that "loss" to write off taxes on a maximum of $500,000 in income from other sources, like wages from a day job.Under the change, our rich taxpayer couple -- and this applies only for individuals, not corporations -- can now deduct an unlimited amount of "excess losses" in real estate against income from other sources.

They are referring to the excess business loss limitations under 461(l) which was encacted under the tax cuts and jobs act.

., business losses in excess of business income).

Here’s the update:We are reducing service fees to $999/loan for our Pro customers effective April 1st.We will rebate any fees collected over the past week in excess of that amount back to you as a credit on your next loan.

Any extra or potentially excess fees?

This is referring to “excess business losses” which is the concept of limiting losses in any one business to 500k (MFJ) in any given year to offset other income.Real estate is the major industry benefiting from this because of depreciation increasing paper “losses”.