Once I show the Landlord my process, there is no need for them to question why I approved a certain individual because they already know my screening was stringent, fair, and objective. 

It might take some time, but I'll go through each one individually at some point.I just usually end up downloading the podcast and listening on the train so I don't have to worry about losing reception. 

@Blake Yarbrough why not have the individual loan you the down payment, secured by the property, at a rate that is more than he can make in the market or in a CD and calculate that amount into the total debt service.  

However, I'm starting to think I can get much more selling them individually to owner/occupants.

Not saying you did, but often people love to quote the cashflow but conveniently leave out capex, which can be considerable on a bunch of individual houses. 

We are doing individual room rentals it’s a 6,000 sq ft nine bedroom home Things I have heard to include besides basic items are air fryer insta pot tea kettle vacuum sound machine black out curtains and full length mirror We do plan to add a sauna, exercise equipment and possibly a hot tub.

@Bob Okenwa: You are part of a very elite, forward-thinking group of individuals that are stepping ahead of the future.You can do it!!

Because the ownership and use requirements are met for each residence by each respective spouse, H and W are each eligible to exclude up to $250,000 of gain from the sale of their individual residences.

How do the "sheep" of these politicians simply enable this cycle and therefore continue to create false hope that anything other than the market will actually help solve the issues?

If the loan on the property is a significantly below the current interest rate, and the buyer also saves origination fees and costs, this enables the seller to demand a higher price while the buyer still obtains his ROI objectives 3.