I can tell you I am often cautioning new investors to the incredible risks they are taking and try to help them understand it is not all as rosy as those seling courses or you tube videos claim.A lot of people have made money in the last several years not because they are smart but because they were the beneficiary of an unprecedented increase in prices and rents. 

Often time a lot with have a zoning stipulation that you can only build one residential dwelling on the lot, however it does depend on the size of the lot.

The Minnesota agent should be able to write the policy BUT they might have guidelines on their rental dwelling policies that require the owner to be local and therefore looking after the property.  

Specifically his gator lending videos and his community.

The segment started out with a video of a garage door being blown off because of a fire while someone's car was charging.

Also technically the rent by the room strategy here wouldn't work either because only 3 (or 4 in the next town over) unrelated adults are allowed to live in a single family dwelling.

Is it worth it or am I better off just continuing to read articles, forums and videos in order to learn.

In a better market you might be able to use those things to get a better deal on commercial insurance but in the current market there won't be flexibility.On personal policies/1-4 unit rental dwelling policies there won't be any flexibility whatsoever unless it's something the company already has built into their guidelines/pricing.

.- Educational videos on your subject on Youtube or other social media platforms.- Tutoring on your subject or other areas.  

I will ask for a video recording to see if that helps.