I'm looking to connect with like-minded investors for coffee or just a chat over the phone.

Presumably it should be an animal that starts with a B...So I guess I'm beaverish or something on prices in my area in the next year. 

For what it's worth, some ideas I've seen pitched are grocery bundles (e.g. a breakfast bundle for 2-4 people with eggs, bacon, bagels, cream cheese, and OJ all pre-stocked in the fridge), meal kits, a pre-stocked drink fridge, charcuterie boards, premium coffee selection, bike/e-bike/scooter/kayak/canoe rentals, video game consoles, upgraded work-from-home office amenities (e.g. oversized computer monitor), etc.I'm not a lawyer, but cocktail kits, bottles of wine, local craft beer, and other alcoholic items seem like they would fall into a grey area from liability perspective. 

(he said he's ok with this since this would be an unsecured loan) The purpose of the loan would be business expenses, growth through advertising and for new route listings.  

If your Broker said that there will be a 5% commission, they can't give that to you unless you happen to also be an agent.

Option 1 would be an investment property with higher rates and down payment requirements.

And it's going to be an evolution process, because change is too big for all to be solved day 1. 

To be sure I understand, as long as the tile company is willing to issue title insurance (both lender and owner), it should not be an issue- correct?  

So, even if it wasn't this simple to establish the amount there would be an amount owed.

With a tree falling on a roof there isn't much interpretation and should be an easy claim to file that wouldn't be denied.