@Jorge Morales  denied a mortgage then you and your brother should talk to her.

I'm not trying to argue moral or philosophical high-ground, just strategy. 

Use Experian Boost from the Experian credit report site to use things like your cell phone bill being paid on time each month to improve your credit and your rent being paid on time.

Hello Fellow Agents.My question is a general question as well as a moral dilemma in regards to Agents commissions when investing out of state.

Hi @Sandy Morales.

@Joe Prillaman I am going to rent out your "struggling" Airbnb and help you boost the ratings.

Secondly, a large majority of investors will try to boost cash flow by having their agent raise their deductibles but that is personal preference. 

We always do everything legally, morally, and ethically.

@Sandy Morales just sent you a message!

If you can get a 4 unit and a basement, that would be ideal and create major cash flow and equity creation, plus you can not worry about a property manager and boost your yield.Best to scale your equity as much as possible.