The term of the loan is vital.

So I would like to ask you Jason if you were to have a check list of all the vital information needed for people here to help me, what would it include?

Through this endeavor, today both properties have doubled in equity but more importantly, I have also accumulated additional equity in the form of vital real estate intellect and experience that has also resulted in my first commercial property acquisition last Spring. 

My advice is while educating yourself is vital don't get caught in education mode too long.

As a real estate investor, it's vitally important to have this ability.

Since most term loans are DSCR (Debt Service Coverage Ratio) driven, knowing if the property is capable of sustaining a decent cash flow is vital.

I have heard that follow up and a CRM system is vital to success. 

Since no modifications can be made on a HUD before closing,  no one getting a government loan was going to be able to buy it. 

The issues that I have seen arise include modifications of loans that really should not have been modified and modification terms which really do not improve the Borrower's capacity to pay or perpetuity of payment.  

Sometimes the credit score is not even needed but closing quickly is vital which banks are very poor with.PM me, I have a colleague that does some private money lending and you can combine that with a private lender that I can also refer you.